Insurances covered:  Aetna HMO PPO,Secure horizons, Cigna, CorVel, Group Health HMO,  Uniform Medical Plan.  Labor and Industries claims and PiP (Auto)   Please check with your Insurance for your specific coverage.

FAQ for Insurance Coverage

Personal Injury protection

PIP is an option you can purchase on your auto insurance.  If you are in an accident and you are injured, you will be glad to have PIP coverage.  It offers a wider spectrum of heath care over most HMO's without so many hoops.  PIP covers mainstream Dr. care as well as massage therapy, chiropractic care, physical therapy, post-tramatic-stress counseling and acupuncture. PIP coverage stupulations are: 

* you are the driver whether it is your car or not.

*you are the passenger.

* The person who owns the car has it on their policy but was not present in the accident.

* The person who hit you and is at fault.  In this instance it is called their party PIP and should be handled with a lawyer involved. Its is against the law for any insurance company to raise your rates if you use your PIP coverage.

Labor and Industry

Washington state labor and Industry is an insurance pan every employer pays into just incase the unfortunate instance and employee get hurt on the job.  A primary physician or in some cases the chiropractor must write a prescription for massage.  The case worker assigned from L&I must first apprive massage therapy as well.  After that, six sessions at a time will be approved.  Some larger companies are what is  called self-insured.  In that case you would need approval from the self-insured company.

Personal Medical Insurance

We provide the billing as a courtesy to our patients thus greatly reducing the stress of paperwork.  However, be aware that you, the patient, are ultimately responisibe for payment of services.  So the more you know the process and have your insurance information in order, the more likely you can use it hassle free.  Within Washington state massage is covered under many different insurance options.  Although, not all insurances have massage as an options, most do.  For massage to be covered it has to be considered medically necessary (sorry, stress doesn't count) and most policies require a prescription or referral from a Doctor.  The first step is to call your insurance company and find out the particulars of your plan. What you need to know is below:

Is a prescription required?

All presriptions requre diagnostic codes and a duration of the treatments to be valid

Does the referral need to be by your primary physician or can a chiropractor or physical therapist fill it?

Is there a deductible?

Is there a co-pay to be met?

What is the maximim amount allowed for massage.